In the past year, online shopping scams have increased by 32% in the UK, as more consumers opt to shop from home. With scammers becoming more sophisticated, it’s crucial to stay vigilant while shopping online. Scams.info offers 10 essential tips to help you avoid falling victim to these fraudulent activities.
How to Avoid Online Shopping Scams
- Shop Reputable Websites: Stick to well-known e-commerce platforms with secure URLs (https://). Check reviews from third-party sites before entering personal information.
- Research Sellers: When buying from third-party sellers, investigate their ratings and customer feedback. Avoid relying solely on reviews on the seller’s own site.
- Use Secure Payment Methods: Opt for credit cards or payment services like PayPal, which offer buyer protection. Avoid wire transfers or money orders.
- Look for Contact Information: Ensure the site provides clear contact details, such as a phone number and physical address. Check UK businesses on the Companies House register.
- Beware of Unrealistic Deals: If the price seems too good to be true, it likely is. Compare prices and be cautious of steep discounts, especially for expensive items.
- Read the Fine Print: Review return policies, terms of service, and privacy policies before purchasing to avoid surprise fees or return issues.
- Use Strong Passwords: Protect your accounts with strong, unique passwords. Consider using a password manager for added security.
- Monitor Bank Statements: Regularly check your bank and credit card statements for unauthorized transactions and set up alerts for suspicious activity.
- Enable Two-Factor Authentication: For added security, use two-factor authentication (2FA) wherever possible.
- Keep Software Updated: Ensure your device’s software, browser, and antivirus programs are up to date to defend against phishing and malware attacks.
What to Do if You’re Scammed
If you fall victim to a scam, contact the seller and report the issue to your payment provider, such as your credit card company or PayPal. File a report with consumer protection agencies like Action Fraud, and inform your bank if sensitive data was involved. Change passwords for any accounts linked to the scam, and seek legal advice if the loss is significant.
A spokesperson from Scams.info advises, “Stay cautious, shop wisely, and act quickly if you fall victim to fraud.”