A newly amended complaint filed by renowned civil rights and personal injury attorneys Ben Crump, Adam Levitt, and Hassan Zavareei has shed light on alleged discriminatory lending practices by Navy Federal Credit Union. The lawsuit, representing Black, Latino, and Native American plaintiffs who sought home loans with Navy Federal, paints a disturbing picture of unequal…
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As the financial landscape continues to evolve, concerns about retirement savings are becoming more pronounced among Americans. A recent study commissioned by FOREX.com sheds light on the current state of retirement preparedness across the United States, revealing insights into savings habits, satisfaction levels, and preferred investment sources. Hesitation to Start Saving Despite widespread awareness of…
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By Amanda Miller A school trip would have no price limit in an ideal world. You’d be able to tell the parents that there’s a trip coming up to New York City, for example, and not have to worry about how to keep your costs down. However, the rising cost of living has meant that everyone…
Read MoreBy By Katherine Rodgers, Sydney A. Grissom, Lucas Hubbard, and William A. Darity Jr. Windfall (gain): “An unexpected addition to income, for example, receiving an inheritance from a distant relative or winning a lottery” I. Introduction If mainstream media coverage is to be believed, then only misfortune awaits those who suddenly receive a large sum…
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In celebration of National Financial Literacy Month, OneUnited Bank, the nation’s largest black-owned bank, is proud to announce its 13 th Annual “I Got Bank!” National Financial Literacy Contest where ten children will win a $1,000 savings account. To make financial literacy a core value of the Black community, the Bank is offering a free “I…
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(Photo by Lauren deLisa Coleman) While the narrative around artificial intelligence may have seemingly sucked all the air out ofthe room for the moment, do not be fooled. Web3 and AI’s convergence with it is simmering beneath it all and will definitely continue to create one of the most massive shifts in our culture since…
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Teri Williams, President & Chief Operating Officer of OneUnited Bank (Photo provided) OneUnited Bank is proud to announce its new Empowerment Network, with more surcharge free ATMs than any other bank in the country. The nation’s largest Black-owned bank launches the nation’s largest surcharge free ATM network. OneUnited now has over 100,000 1 surcharge free…
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Photo by Anna Nekrashevich: https://www.pexels.com/photo/photo-of-man-in-front-of-laptop-6801650/ ‘GDP’ has been revealed as the most confusing finance term in the world, with an average of 2 million Google searches each year for its definition. That’s according to new research by City Index. In this study, the experts utilized search analytics tool, Ahrefs, to discover how often on average the…
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According to a 2019 Nielsen Media Research study, Black consumers expect to spend at an annual rate of 1.54 trillion in 2022. Dr. Sabrina Kizzie, an award-winning doctoral lecturer within the Department of Communication Studies at CUNY Baruch College in NYC, conducted a groundbreaking study of 158 Black/African-American Millennials in the United States, aged 21 to 40…
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By Trading Browser Photo by Roger Brown: https://www.pexels.com/photo/various-cryptocurrency-on-table-5126268/ Experts are advising crypto investors on the safest ways to store cryptocurrency to avoid potential scammers. Stories involving scammers draining crypto wallets through malware and other means are becoming increasingly more common and crypto safety is an ever-growing issue within the space.Manyinvestors often have the shared struggle of…
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